About the Authors

Margaret Tiller Sherwood, FCAS, FSA, MAAA, FCA, CPCU, ARM, ERMP, CERA

Margaret Tiller Sherwood is the President of Tiller Consulting Group, Inc.

In addition to her actuarial qualifications, she is a Chartered Property and Casualty Underwriter (CPCU) and holds an Insurance Institute of America diploma in risk management (ARM). Margaret also has earned the Insurance Educational Association's Enterprise Risk Management Professional (ERMP) designation. Margaret meets the American Academy of Actuaries' Qualification Standards for Actuaries Issuing Statements of Actuarial Opinion in the United States, including for NAIC Property and Casualty Annual Statements.

Margaret's education includes a Master of Science in Statistics from Stanford University and both a Bachelor and Master of Arts in Mathematics from Vanderbilt University. She has over 35 years of actuarial and risk management consulting experience. She frequently speaks at AGRIP, PRIMA, RIMS, and professional (actuarial and underwriting) meetings.

Margaret served on the several Governmental Accounting Standards Board task forces, the PRIMA Pooling Accounting Task Force, and the Public Risk Database Project Products and Applications Committee. Margaret has many published articles. She is the lead co-author of the RM56 textbook, Essentials of Risk Financing, first edition. She is the author the "Individual Risk Rating" and "Risk Theory" chapters in the Foundations of Casualty Actuarial Science textbook published by the Casualty Actuarial Society. Margaret also is the author of CAS Exam 8 and 9 Study Manuals for ACTEX Learning. Several of Margaret’s publications have been on the Casualty Actuarial Society examination syllabus.

Margaret has been and continues to be very active in actuarial societies. She is a Past President of the Conference of Consulting Actuaries and a Past Chair (President) of the International Association of Consulting Actuaries. She has been on the Board of the American Academy of Actuaries and was a member of the predecessor to the North American Actuarial Council. She was the first President of the Central States Actuarial Forum. She has served on the Actuarial Standards Board Casualty Committee and has been the Chair of the Actuarial Standards Board’s General Committee.

Hilary Masuka, Founder of Monadic

Hilary Masuka is the founder of Monadic, an innovative actuarial education startup focused on using technology to transform exam preparation. Monadic specializes in developing intelligent algorithms that generate unlimited variations of quantitative actuarial exam problems.

For this exam, Monadic authored all original question content and built the powerful algorithmic engine behind the dynamic practice experience in GOAL. This collaboration with ACTEX delivers a uniquely flexible and personalized way for students to study smarter, build deeper understanding, and master the material.